Money is the main concern for most people approaching or already enjoying retirement. Many people find that their pension is not enough to fund the lifestyle they had hoped for, so they need to find some extra income. Your Money: How to reduce bills and raise money on your home, draws your attention to some of the ways that you can save or make money. Whether you own your home or not, you will be eager to make it more practical and economical - you may also wish to investigate housing benefit, council tax and letting rooms. If you own your home, assuming you have paid or almost paid off your mortgage, the current market value of your home is yours. All you have to do is tap into it. This essential guide will take you through your options step by step, spelling out the facts in clear, accessible language and showing you how to use your home as a vital part of your retirement plans.